AZZURE BANK

Global Guarantee Partner in Trade and Project Finance

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What We Do

We assess risks and issue robust guarantees, primarily in the form of letters of credit, enabling businesses worldwide to secure the funding they need with confidence.

Reliable Guarantees

Azzure Bank steps in where others step back. After underwriting the deals we issue letters of credit and other forms of guarantees, we ensure that our clients can raise the necessary funds to bring their projects to life.

Fast Turnaround

Azzure Bank commits to a fast turnaround time of 10-45 working days for routine transactions.


This efficiency ensures that our clients can move forward with their projects and trade deals without unnecessary delays, keeping pace with the rapid dynamics of global markets.

Issued through Established Banks

In our mission to provide the most reliable and effective guarantees, Azzure Bank exclusively partners with established banks for the issuance and confirmation of financial instruments.


Our guarantees are issued by institutions with a strong foundation and global recognition, such as JPMorgan Chase or China Construction Bank, where we hold accounts.

Tailored Solutions

Each client's needs are unique, prompting our commitment to offering customized guarantee solutions.


Our team engages closely with clients to grasp their specific requirements and challenges, ensuring our guarantees deliver the utmost support and effectiveness.

Trade Finance Guarantees

Azzure Bank provides collateral for trade finance, enabling documentary letters of credit to be issued through banks like Chase or China Construction Bank. This support ensures smooth, risk-mitigated transactions, with turnaround times of 10-45 working days.

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Direct Lending

Our direct lending services offer private credit, tailored to meet business-specific needs with flexibility and confidentiality. This approach enables quicker transactions and access to long-term capital, supporting growth without frequent refinancing. We ensure a streamlined financing process, directly aligning with borrower objectives for efficient capital access.

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Project Finance Guarantees

To guarantee the successful completion of projects and adherence to contractual terms, we provide performance guarantees. This reassures project owners and investors of the commitment to meet the project's specifications on time and within budget, safeguarding against any potential performance risks.

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Risk Solutions

To make client projects more bankable, Azzure Bank can facilitate access to third-party credit ratings and additional insurance. These services aim to reduce the cost of capital and improve financial structures, ensuring our clients' projects are positioned for success.

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Pricing for Financial Instruments

Standby Letter of Credit (SLOC) Term Sheet


Retainer Fees:


  • Up to $10,000,000 USD: $69,250 Retainer Fee
  • $10,000,001 to $50,000,000 USD: $277,000 Retainer Fee
  • $50,000,001 to $100,000,000 USD: $623,250 Retainer Fee


Issuing Banks: JPMorgan Chase or China Construction Bank



Interest Rates: Charged at U.S. Prime Rate + 3% per annum, applicable only for the period during which the facility is required.



Maximum LC Face Value: $100,000,000 USD

Documentary Letter of Credit (DLC) Term Sheet

Retainer Fees:



  • Up to $1,000,000 USD: $41,550 Retainer Fee
  • $1,000,001 to $5,000,000 USD: $138,500 Retainer Fee
  • $5,000,001 to $10,000,000 USD: $346,250 Retainer Fee


Issuing Banks: JPMorgan Chase or China Construction Bank



Interest Rates: Charged at U.S. Prime Rate + 3% per annum, applicable only for the duration the facility is used.



Maximum LC Face Value: $10,000,000 USD

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Pricing for Private Credit

Private Credit Term Sheet

Minimum Investment Requirement: Investments start at $25 million USD, allowing us to focus on substantial projects with significant growth potential.


Retainer Fee: Our deals include a one-time retainer fee of $300,000 USD, ensuring dedicated service and support throughout the funding process. 


Success Fee: Upon successful placement, a success fee of 2% of the total deal value is applied, aligning our success with yours.


Flexible Loan Terms: We offer flexible repayment options with loan terms extending up to 10 years, including grace periods of up to 6 months for added financial flexibility.


Competitive Interest Rates: Our interest rates are competitive, set at the US Prime Rate plus 4%, to provide cost-effective financing solutions.


Broad Application Scope: Our financing solutions are designed to support a range of business needs, including but not limited to business acquisitions, land purchases, and debt restructuring efforts.

Popular Questions

Got a question? We’re here to help.


  • What is the procedure to obtain a financial guarantee from Azzure Bank?

    The process for securing a financial guarantee, such as a Standby Letter of Credit (SLOC) or Documentary Letter of Credit (DLC), is straightforward and designed to ensure clarity and efficiency at every step:


    a. Request a Quote: Begin by submitting your request for a quote. At this initial stage, a $500 USD application fee is required to cover the preliminary assessment and processing costs.


    b. Receive a Term Sheet/Engagement Letter: Once your application is reviewed, you'll receive a term sheet or engagement letter detailing the terms under which Azzure Bank can provide the financial guarantee. This document outlines the specific conditions, retainer fees, and interest rates applicable to your transaction.


    c. Pay the Retainer Fee: After accepting the terms outlined in the term sheet or engagement letter, the next step is to pay the retainer fee. This fee varies based on the size and complexity of the transaction and is essential for moving forward with the issuance of the letter of credit.


    d. Issuance of the LC: Following the receipt of the retainer fee, Azzure Bank will proceed with issuing the letter of credit. The issuance process typically takes between 10-45 business days, depending on the complexity of the transaction and whether additional collateral needs to be raised. The LC will be issued directly to the beneficiary, ensuring the financial guarantee is in place as agreed.

  • Are the retainer fees refundable?

    Yes, the retainer fees are 100% refundable if Azzure Bank fails to perform. We are committed to providing reliable financial solutions, and if for any reason we cannot fulfill our obligations, clients are entitled to a full refund of the retainer fee.

  • I'm an LP and want to invest in Azzure Bank to gain exposure to trade finance and project finance. How can I proceed?

    To explore investment opportunities with Azzure Bank and gain exposure to trade finance and project finance, please reach out to us via email at contact@azzurebank.com. Our team will provide you with the necessary information and guide you through the investment process.

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