Trade Finance

Trade Finance Solutions

Secure, Self-Liquidating Funding for Global Trade

Lining up the next oil or grain shipment shouldn’t mean locking up all your capital. We structure financing around your commodities and receivables, keeping your funds liquid and your deals moving. No more juggling payment terms or sweating over bank delays—we help smooth out the bumps, so you can focus on securing profitable trades. Markets shift, challenges pop up, but with the right setup, you stay ahead.

US$2.5 Trillion

Global Trade Finance Gap

65 Million

MSMEs Seeking Funding

Structured Financing for Energy, Soft Commodities, and Metals

Trade credit gaps and delayed payments stall deals. We structure financing—receivables securitization, RCFs, and LCs—to keep transactions moving.

Energy Commodities

Secure the funding you need to power global trade in energy commodities. From crude oil, LNG, and refined products to renewable energy sources like solar, wind, and biofuels, we provide tailored financing solutions. We also support environmental commodities, including carbon credits and emission allowances, helping businesses embrace sustainability without sacrificing liquidity.

Soft Commodities

Whether you're trading coffee, sugar, cocoa, or grains, we offer flexible financing that ensures your supply chains run smoothly. Our solutions include pre-shipment finance, trade credit facilities, and receivables securitization, allowing you to focus on scaling operations and meeting global demand. With our support, you can unlock working capital tied to seasonal cycles and reduce the financial pressure of long payment terms.

Metals & Minerals Financing

Drive your metals and minerals trade forward with structured funding for gold, silver, aluminum, and industrial metals. We also finance bulk shipments of minerals like coal and iron ore. Our inventory-backed loans, short-term commercial paper, and trade receivables solutions ensure that your operations maintain momentum, even in volatile markets. Let us help you turn inventory into liquidity and seize new opportunities.

Looking to finance your next commodity trade?

Submit your deal specifics, and we’ll provide a term sheet within 1-3 business days.

Submit Your Deal

How It Works

We finance your commodity purchases or production costs, backed by a pledge of the commodities and receivables. Once the trade is completed and receivables are reimbursed, you pay the agreed interest and retain your profit margin. This cycle can be repeated, with the possibility of increasing your borrowing base or revolving credit facility (RCF) as your trade volume grows. Our trade finance solutions are self-liquidating, ensuring that the proceeds from your trade automatically settle the loan. This minimizes risk while keeping your operations running smoothly.

Indicative Term Sheet

Trade Finance Term Sheet
Parameter Details
Borrower
  • Corporate entities, trading houses, and commodity suppliers.
  • Must have an active trade finance requirement with structured transactions.
  • Proven track record in commodity trading and financial management.
Facility Type
  • Revolving Credit Facility (RCF): Ongoing liquidity for trade operations.
  • Receivables Securitization: Converts trade receivables into immediate cash flow.
  • Borrowing Base Facility: Self-liquidating loans secured by inventory and receivables.
  • Senior Debt: Structured trade finance secured by trade assets.
  • Mezzanine Debt: Subordinated financing for additional liquidity.
Facility Amount

$10 million – $250 million. Syndication available for larger transactions.
Loan-to-Value (LTV)
  • Up to 100% for trade receivables securitization.
  • Up to 90% for inventory-backed financing.
  • Subject to commodity type, liquidity, and counterparty risk.
Interest Rate
  • SOFR + 2.5% to 5.5% per annum, based on risk profile.
  • Fixed rates available for select facilities.
Time to Closing
  • Typically 2 to 6 weeks, depending on deal complexity.
  • Expedited processing available for established borrowers.
Securities & Covenants
  • Security over trade receivables, inventory, and cash flows.
  • Minimum debt service coverage ratios.
  • Periodic financial reporting and compliance requirements.
Minimum Eligibility Criteria
  • Minimum deal size: $10 million.
  • Company must have a verifiable track record in trade operations.
  • Acceptable financial ratios and trade flows.
*financely.io – Trade & Project Finance Advisory*

What Is Structured Trade & Commodity Finance (STCF)?

STCF is a specialized form of trade finance designed to facilitate the movement of commodities across global markets while mitigating risk. It typically involves collateral-based lending, where the underlying commodities serve as security, and is structured to be self-liquidating, meaning loans are repaid from the proceeds of the trade. STCF helps traders, producers, and buyers manage liquidity and risk through instruments like Letters of Credit, Bank Guarantees, and insurance, making it particularly useful for large-scale, cross-border transactions in sectors like oil, gas, metals, and agriculture.

Submit Your Deal

Introduction Video

Get Started Today

Trade finance doesn’t have to be complicated. We provide the funding and support you need to execute your transactions with confidence. Submit your documents, and we’ll take care of the rest—from facility approval to fund disbursement.

Advisory Expertise for Fast-Track Trade Finance Deals

Our advisors, backed by Financely’s exclusive distribution network, specialize in structuring trade finance deals across diverse commodities. Once you retain us, they leverage their expertise and our resources to quickly assess and close deals, ensuring efficient access to capital for your business.

What Our Clients Say

★ ★ ★ ★ ★

Ahmed R., UAE – Back-to-Back LC

We had a confirmed sale but lacked a supplier-side letter of credit. Financely structured a back-to-back LC that allowed us to secure the goods without tying up working capital. The deal went through flawlessly, and our margins remained intact. Highly recommended.

★ ★ ★ ★ ★

Michael S., USA – Raising Debt Capital

We needed $50M in structured debt for an energy transaction but traditional banks wouldn't move fast enough. Financely not only connected us with private capital but also structured the deal to match our revenue cycle. Fast, professional, and results-driven.

★ ★ ★ ★ ★

Emeka O., Nigeria – Receivables Securitization

In Africa, trade credit is always a challenge. Financely structured a receivables securitization that turned our outstanding invoices into immediate liquidity. No long bank delays, no unnecessary red tape—just results. This solution changed the game for us.

★ ★ ★ ★ ★

Jean-Marc L., France – Commodity Finance

We were expanding our soft commodities trade and needed a structured facility that didn't drain our balance sheet. Financely put together a tailored inventory-backed financing solution that gave us the liquidity to scale operations without unnecessary exposure.

★ ★ ★ ★ ★

Lucas G., Brazil – Pre-Export Financing

Brazil’s agricultural exports require reliable funding to meet global demand. Financely structured a pre-export financing deal that allowed us to secure contracts before harvest. They understand global trade like few others.

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