Procedure

Financely's Transaction Processing Guidelines

Financely: Engagement & Transaction Timelines

Financely provides trade finance, project finance advisory, and commercial debt solutions. Our procedures are built for speed and clarity, ensuring we only work with well-prepared clients who understand and commit to the process. Below is a snapshot of our engagement flow, plus typical timelines for trade and project finance.

1. Initial Inquiry

  • Request a Quote: Use the “Request a Quote” button on the relevant service page to get started.
  • Further Questions: Check our FAQ or schedule a paid consultation ($250) if you need more info before proceeding.

2. Fees

We charge a $500 USD non-refundable fee for an RFQ, credited toward your final retainer if you proceed. A separate $250 USD fee applies to initial consultations, also credited if you move forward.

3. Proposal Submission

After receiving your RFQ, we work with our banking or lending partners to assess feasibility. We then provide a term sheet outlining fees, retainer amounts, and transaction structure.

4. Agreement & Activation

  • Review and sign the term sheet
  • Wire the specified retainer fees
  • We begin processing your deal after confirming funds

5. Closing

Upon successful completion, we retain our agreed performance fee or equity and transfer the remaining proceeds to you.

Unsuitable Candidates

  • No budget allocated for fees
  • Seeking free advice or no financial commitment
  • Unclear or unstructured transactions with no credible plan

Ideal Client Profile & Why Deals Succeed

  • Has a clear, well-prepared transaction
  • Financially ready to cover fees
  • Understands the need for thorough due diligence & compliance

Deals often succeed when sponsors bring detailed business plans, feasible revenue streams, and remain proactive in addressing lender or investor inquiries. Close collaboration with our advisory team—and timely submission of requested documents—builds trust and keeps the process moving smoothly.

Trade Finance Timeline
Approx. 3–6 weeks (subject to complexity)
Phase 1: Deal Origination
  • Borrowers identify working capital needs
  • Provide invoices, purchase orders, L/C info
Phase 2: Due Diligence & Credit Scoring
  • Platform or lenders review shipping docs
  • Assess import/export party risk
Phase 3: Document Finalization & Distribution
  • Draft final trade contracts
  • Possible syndication to yield-seeking investors
Phase 4: Disbursement & Settlement
  • Release of funds after final checks
  • Self-liquidation upon invoice payment or cargo arrival
Timelines can change if documentation is delayed or external approvals take longer.
Project Finance Timeline
Approx. 2–6 months (bigger deals may exceed this)
Phase 1: Initial Process
  • Engage project sponsors & advisors
  • Collect sponsor track records, feasibility data
Phase 2: Documents & Ratings
  • Legal counsel drafts official docs (POS)
  • Rating agencies / insurers evaluate credit strength
Phase 3: Approvals & Securitization
  • Boards or sponsors finalize decisions
  • Bonds/notes structured for institutional investors
Phase 4: Marketing & Pricing
  • Negotiate interest rates
  • Confirm principal amounts, close subscriptions
Phase 5: Closing & Post-Closing
  • Funds disbursed, project begins
  • Ongoing monitoring, performance checks
Major infrastructure or sovereign deals can extend well beyond 6 months, especially when multi-agency approvals are required.

Common Deal-Killers & Disclaimers

  • Incomplete or inaccurate data from the sponsor
  • Exaggerated revenue forecasts without real market basis
  • Sponsor hesitancy on retainer fees or compliance requests
  • Regulatory/legal red flags discovered during due diligence

Financely is not responsible for collapses stemming from sponsor misrepresentations or unresolvable compliance issues. For more, review our Earnings Disclaimer.

We work best with sponsors who are financially and administratively prepared, open to thorough due diligence, and eager to collaborate. Our streamlined process is here to help you reach successful funding—whether it’s for trade finance or a large-scale project finance deal.

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