Securing the right financing can be the linchpin to success. Hard money lenders offer the agility and customized solutions essential for navigating the fast-paced market, particularly when traditional financing avenues fall short.

As 2024 unfolds, certain lenders have distinguished themselves, providing not just funds but partnerships that empower investors to achieve their project goals with speed and efficiency. Here's a look at the top hard money lenders of the year, with a special highlight on a leader in commercial real estate loans.

1. Financely Group: A Vanguard in Commercial Real Estate Financing

Leading the pack, Financely Group specializes in commercial real estate loans, catering specifically to projects requiring substantial investment, with a minimum loan threshold of $10 million.

This focus makes Financely Group an unparalleled resource for serious investors targeting large-scale commercial ventures.

Their expertise in navigating the complexities of commercial financing, combined with competitive rates and a commitment to swift, transparent processes, positions them as the premier partner for investors looking to make a significant impact in the commercial real estate market.

2. RCN Capital: Short-Term Loans with Long-Term Potential

RCN Capital stands out for its comprehensive approach to short-term loans for real estate investors. Known for a straightforward application process and rapid funding, RCN Capital supports a wide range of investment strategies across the U.S., making it a versatile choice for investors at all levels.

3. Lima One Capital: Comprehensive Financing Solutions

Lima One Capital offers an extensive array of loan products, including fix-and-flip, rental property loans, and new construction loans. Their commitment to serving investors at every stage, coupled with competitive rates and stellar customer service, makes Lima One Capital a go-to for those seeking reliable and flexible financing.

4. Asset Based Lending (ABL): Personalized Service, Quick Closings

Asset Based Lending is celebrated for providing flexible financing options to investors focusing on residential properties. ABL's reputation for personalized service and rapid execution ensures that investors can meet tight project deadlines without compromising on quality or opportunity.

5. New Silver Lending: Technologically Driven Lending Solutions

New Silver Lending leverages technology to offer lending solutions tailored to real estate investors engaged in fix-and-flip projects. Their innovative approach streamlines the lending process, making it faster and more accessible for investors to secure funding.

6. LendingOne: Specializing in Rental and Commercial Real Estate

LendingOne focuses on loans for rental properties and commercial real estate, offering a range of financial solutions designed to support investors' long-term strategies. Their expertise in the sector translates to tailored advice and financing options that align with investors' goals.

7. Groundfloor: Direct Lending for Real Estate Projects

Groundfloor provides a unique platform that facilitates direct lending to real estate projects, benefiting both investors and borrowers. This approach democratizes access to financing, enabling more investors to participate in real estate opportunities.

8. Patch of Land: Simplifying Access to Capital

Patch of Land enhances the crowdfunding model, offering real estate loans that simplify the process for investors seeking capital. Their platform connects investors with funding opportunities, fostering community while facilitating growth.

9. Fund That Flip: Quick Funding for Fix-and-Flip Projects

Fund That Flip delivers swift, competitive financing for fix-and-flip projects. Their focus on transparency and efficiency makes them a preferred lender for investors looking to quickly turn properties.

10. CoreVest: Financing Solutions for Residential Investors

CoreVest caters to residential real estate investors with a broad spectrum of financing solutions, from portfolio loans to bridge loans. Their scalability and flexible terms support investors aiming to expand their real estate portfolios.

As the real estate market continues to evolve, partnering with the right lender can significantly impact the success of your investment endeavors. Whether you're embarking on a large-scale commercial project or diversifying a residential portfolio, these top hard money lenders offer the expertise, resources, and support needed to thrive in today's market.

For those eyeing substantial commercial real estate ventures, Financely Group emerges as the definitive choice.

Traditional lenders often fall short for ambitious commercial projects.

Financely bridges the gap, providing expeditious financing solutions of $10 million and above, tailored to your unique needs.

Our efficient process minimizes pre-funding hurdles, ensuring you capitalize on fleeting opportunities.

No one-size-fits-all solutions. We customize loan terms to precisely match your project requirements and risk profile, providing maximum flexibility and optimal project execution.

Experience matters. Our team comprises seasoned commercial real estate veterans who understand the intricacies of your industry and offer invaluable guidance throughout the process.

Transparency is paramount. We prioritize clear communication and upfront terms, fostering a trusting partnership built on mutual understanding.

Financely Term Sheet Highlights:

• Minimum Loan Amount: $10,000,000
• Interest Rate: Prime + 4%
• Origination Fee: 2%
• Loan-to-Value Ratio: Up to 70% (project-dependent)
• Terms: 6-24 months (flexible)
• Prepayment: Flexible options available
• Covenants: Standard industry practices + project-specific requirements

Ready to propel your project forward?

Request a custom term sheet today. Our team is eager to collaborate and make your commercial ambitions a reality.

Disclaimer: This information is for informational purposes only and does not constitute financial advice. Please consult with a qualified professional before making any investment decisions.

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