Blog Layout

Standby Letter of Credit Leasing and Purchase

Many people believe they can lease a Letter of Credit (LC) like they would lease machinery, but in reality, securing an LC requires a structured process. If a bank won’t issue an LC directly to you, then you’re most likely tapping into in the private debt or equity markets, where potential lenders and investors must also assess risk, conduct due diligence, and ensure the transaction makes economic sense.


This involves underwriting, structuring offering documents, credit rating (for large transactions), and securing collateral—all of which take weeks or months and come with real costs.


We receive around hundreds of LC requests per year, but rather than spreading our time across multiple uncertain deals, we focus on one or two well-funded clients who understand that origination fees cover the necessary work to determine whether a transaction is bankable.


Financial markets are efficient, and any arrangement that requires lenders to commit capital must be structured in a way that justifies their risk and return.

Enhanced Credit via Collateral Transfer: Standby Letter of Credit (SBLC)

Financely offers global Standby Letter of Credit (SBLC) collateral transfer services through top-tier, AAA-rated banks. These services provide businesses with essential credit enhancements and collateral options to secure competitive financing and support operational goals.

Our issuing partners include JPMorgan Chase and China Construction Bank. Through collateral transfer, companies can obtain SBLCs to enhance their creditworthiness and access secured loans at rates below floating benchmarks.

  • Minimum facility size: $5 Million USD
  • Maximum facility size: $100 Million USD
  • Timeline: 10–21 business days for routine transactions

Begin the process by requesting a quote here. After signing the engagement letter and transferring the refundable retainer, you’ll gain access to our client portal, where the transaction will be processed efficiently.

Detailed Term Sheet for SBLC Collateral Transfer
Parameter Details
Retainer Fees
  • $59,500 for facilities up to $5M USD
  • $125,000 for facilities up to $50M USD
  • $375,000 for facilities $50M to $100M USD
Issuing Banks JPMorgan Chase, China Construction Bank
Interest Rates U.S. Prime Rate + 3% per annum
Maximum LC Face Value $100,000,000 USD
Usage
  • Trade finance transactions
  • Project financing
  • Credit enhancement
Disclaimer: Financely facilitates SBLC issuance through vetted AAA-rated banks. Facilities are subject to compliance reviews, approval, and terms outlined in the engagement letter. Financely does not act as a securities broker or dealer.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.

Share by: