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Structured Commodity Finance

What is Structured Commodity Finance?

Structured Commodity Finance is a specialized form of trade finance designed to support commodity traders, producers, and importers/exporters who need capital to purchase, move, and sell raw materials or refined products. Unlike traditional bank loans, this financing is backed by the commodity itself, future receivables, or transaction-specific guarantees.


In simple terms? It’s the funding that gets deals done. Whether you’re buying crude oil, metals, or agricultural goods, you need capital upfront. But banks don’t move at the speed of trade, and suppliers won’t wait. Structured financing fills that gap, ensuring you have the liquidity to secure shipments, meet supplier terms, and move goods without tying up your own balance sheet.


How It Works

Lenders provide capital secured by trade flows, inventory, or receivables. The structure varies depending on the deal, but common financing mechanisms include:


  • Prepayment Finance – Upfront capital to purchase commodities before delivery.
  • Borrowing Base Facilities – Credit lines backed by inventory or receivables.
  • Letters of Credit (LCs) & Standby LCs – Guaranteeing payment to suppliers so you can secure goods.


The goal? Keep your capital moving, reduce your risk, and ensure trades close on time.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.

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