SBLC Provider | Issued by Top-Rated Banks | 2-5 Days

SBLC Provider. Issued By Top-Rated Banks in 2-5 Days.

Empowering businesses with reliable Standby Letters of Credit from AAA-rated institutions.

An SBLC from a top-rated bank is a powerful tool to secure financing, enhance your business’s credibility, and unlock new growth opportunities. We connect you with AAA-rated banks to provide dependable guarantees tailored to your needs.

Secured VS Unsecured SBLC

Collateralized SBLC

When dealing with most banks, they will ask you to have 100% collateral to back up the Letter of Credit. This means you need to secure the credit with assets or cash equivalent to the value of the credit.


Be mindful that banks will also charge extra fees for using the Letter of Credit, usually between 2% & 6% annually, plus some initial issuing charges.


Knowing these costs is important to use SBLC effectively for your business needs. 

Unsecured SBLC

In some rare situations, if you don’t have enough collateral, a bank might still issue an unsecured LC if they think the transaction is low risk.


In case the bank insists on collateral and you don’t have it, you will need to find a third party to provide it.


It’s crucial to understand these aspects to avoid any unforeseen complications in your business transactions. 

 

Standby Letter of Credit (SBLC) Term Sheet
Parameter Details
Issuer
  • AAA-rated international banks.
  • Full compliance with UCP 600 or ISP98 rules as applicable.
Applicant
  • Corporate entities or project SPVs with a proven credit profile.
  • Backed by collateral, retainer fees, or parent company guarantees where required.
Purpose
  • Performance guarantees.
  • Payment guarantees for trade and project finance transactions.
  • Credit enhancement for lenders or investors.
SBLC Amount
  • Minimum: $5 million.
  • Maximum: $100 million USD (higher amounts subject to additional underwriting).
Tenor
  • 1 to 3 years, renewable.
  • Shorter tenors available for specific transactions.
Retainer Fee
  • $59,500 for facilities up to $5M USD
  • $125,000 for facilities up to $50M USD
  • $375,000 for facilities $50M to $100M USD
  • Non-refundable.
  • Payable upon term sheet execution.
Issuance Fee
  • 1.0% to 3.0% of SBLC face value annually.
  • Based on creditworthiness and transaction complexity.
Issuing Banks JPMorgan Chase, China Construction Bank
Interest Rates U.S. Prime Rate + 3% per annum
Maximum LC Face Value $100,000,000 USD
Conditions Precedent
  • Submission of financial statements and credit documentation.
  • Clear proof of underlying transaction or project.
  • Verification of collateral or guarantees supporting the SBLC.
Security Package
  • First-ranking lien on collateral, if applicable.
  • Parent company or personal guarantees.
  • Assignment of receivables or other cash flow rights.
Disbursement Timeline
  • SBLC issuance within 10-30 days after all conditions precedent are satisfied.
*financely.io – Trade & Project Finance Advisory*

Schedule Your Consultation to Secure an SBLC

During your consultation, we'll discuss your requirements for a Standby Letter of Credit, evaluate eligibility, and outline next steps. We'll also address any questions you may have.

After the consultation, you'll receive a detailed proposal tailored to your needs.

Please note*: a fee applies for the one-hour consultation.

Global Expertise, Trusted Partnerships

With a network of top-rated banks and a team specializing in international finance, we deliver solutions with precision and reliability. From navigating regulatory requirements to customizing SBLCs, we are your strategic partner in business growth.

Book a Consultation Request A Quote
Share by: