Official Rebuttal Statement – Addressing False Scam Allegations

Dear Valued Stakeholders and Clients of Financely Group,

It is unfortunate yet unsurprising that as our presence in the trade finance and project finance advisory space grows, so do baseless accusations. These allegations are often spread by:

• Disgruntled individuals who fail to meet basic financial requirements.
• Clients engaged in non-bankable or fictitious transactions.
• Competitors attempting to undermine our credibility.

Let us be absolutely clear—Financely Group is not a bank or direct lender. We are a structured finance advisory firm, leveraging our network of top-tier financial institutions, investment funds, and legal professionals to structure, underwrite, and distribute complex transactions.

Our Role & Business Model

We provide advisory, structuring, and underwriting services for trade finance, project finance, commercial real estate, and M&A transactions. Our role is to connect viable transactions with capital sources, ensuring compliance and risk mitigation.

• We only work with credible, bankable transactions.
• We charge transparent retainer fees for professional services.
• We do not guarantee funding; we structure deals based on viability.
• Every client signs a clear agreement outlining our scope of work.

Addressing Refund Requests & Unrealistic Expectations

Our retainer and origination fees are compensation for work performed—not an insurance policy against deals failing due to a client’s incomplete disclosures, unrealistic expectations, or non-bankable transactions.

Our compensation model is based on success fees, meaning we make close to no profit on origination fees. The real incentive for us is to earn $1,000,000 or more on a successful placement and build long-term relationships with repeat clients, rather than collecting a $50,000 retainer fee from a client whose deal will never materialize. This is why we focus on high-quality transactions, not volume. Bad clients are simply bad business and a waste of time.

Most refund requests come from individuals in the following categories:

• Trade Finance: Clients attempting to secure financing for non-existent commodity transactions are a recurring issue. A common case is a trader claiming they have a buyer and a supplier but lacking basic documentation, verifiable contracts, or the financial backing needed to execute the deal. They often present these transactions as risk-free arbitrage opportunities—urgent, highly lucrative, and supposedly secured. When we introduce them to supply chain due diligence services, they frequently decline, unwilling to have their transaction properly vetted. Then, when their deal inevitably falls apart—because the cargo never existed, the supplier wasn’t real, or the numbers simply didn’t add up—they attempt to shift blame. Suddenly, they want to hold us responsible for their own misrepresentations. By this point, we have already committed months of structuring, underwriting, and financial modeling. Our fees are fully deserved—we provided advisory services, assessed the viability of their transaction, and did the work they engaged us for. Meanwhile, we could have allocated our time to a legitimate client, closing a real deal and earning ten times more in success fees. This is exactly why we are highly selective with the transactions we take on. We prioritize quality over volume because wasted time is wasted revenue.

• Project Finance: Clients presenting ambitious infrastructure or energy projects with no equity contribution, no off-take agreements, and no verifiable financials. Many fail to understand that lenders and investors require hard commitments, not just business plans. When they realize they cannot meet these requirements, they claim the process was flawed or unfair.



• Clients Who Hide Material Information: Some engage us without disclosing pending lawsuits, financial distress, or regulatory issues. Once these red flags emerge, funders walk away, and these clients then demand refunds, despite being the reason their deal collapsed.

• Clients Who Refuse to Follow Through: Some clients engage us, get halfway through the process, then change their minds, stop making payments, or attempt to renegotiate terms already agreed upon. These same individuals later attempt to discredit us online.

Our legal track record is strong—no client has successfully sued Financely Group because our contracts are legally sound, ethical, and industry-standard.

Selective Client Engagement Moving Forward

To uphold the quality and integrity of our services, we are now refining our client selection process. We will only engage with clients who:

• Have legitimate, well-documented transactions.
• Understand the role of structured finance advisors.
• Respect professional advisory agreements and industry norms.

We appreciate our long-standing clients and partners who continue to trust our expertise and professionalism. For those with genuine inquiries, we remain available to provide clarity and guidance.

We stand by our work, our ethics, and our results. False allegations do not change the reality of our track record. We remain focused on providing world-class financial advisory services to serious clients.

If you’re ready to move forward, contact us today to discuss your transaction.

The financial market is filled with individuals who misunderstand how structured financing works—from intermediaries who lack transactional experience to project sponsors who expect to secure nine-figure funding with little more than a concept and no financial backing. Many approach funding with unrealistic expectations, assuming that bank instruments like SBLCs are readily available upon request, much like ordering a product online.

When they encounter the realities of institutional finance—compliance checks, risk assessment, and structured underwriting—they often struggle to adapt. Instead of addressing the gaps in their transactions, some resort to deflecting responsibility, making accusations, or insisting that standard banking protocols are unnecessary roadblocks.

Some clients genuinely seek funding but are unprepared for the rigorous process involved, while others are simply unwilling to meet the requirements of serious lenders. When transactions stall due to incomplete disclosures, lack of collateral, or unrealistic terms, frustration takes over. In extreme cases, individuals attempt to pressure institutions with claims of fraud, conspiracy theories, or empty threats involving law enforcement agencies, as if funding decisions are dictated by intimidation rather than financial viability.

At Financely Group, we adhere to strict professional and legal standards, ensuring that every transaction we take on has a legitimate path forward. We do not engage in speculation, and we certainly do not waste time on deals that lack a solid foundation. If a transaction fails, it is because the fundamentals were never in place to begin with.

Our focus remains on working with clients who understand the realities of finance—those who are prepared, transparent, and willing to engage in a structured process.