How We Help Companies Secure SBLCs Without Tying Up Full Collateral
How We Help Companies Secure SBLCs Without Tying Up Full Collateral
For many businesses, securing a Standby Letter of Credit (SBLC) means locking up precious liquidity. In most cases, a bank won’t issue an SBLC unless you deposit 100% collateral upfront. That’s not practical for companies managing real growth or contractual obligations.
At Financely, we help clients structure and issue SBLCs—even when they don’t have the full cash collateral—through our network of limited partners (LPs), private lenders, and regulated financial institutions.
When an SBLC Is Required
SBLCs are typically required when you’re:
- Contracted to build a solar farm or other infrastructure project
- Engaged in an import/export deal with milestone-based payments
- Delivering services to a government or major corporate client that requires a performance guarantee
- Participating in a public-private partnership (PPP) where upfront guarantees are non-negotiable
How We Structure SBLCs Without 100% Collateral
We assess the transaction, evaluate the risk of invocation, and bring in our LP or lender network to support the issuance. These partners may fund the required cash margin, co-sign, or place the instrument themselves—backed by real underwriting and enforceable terms.
We only work with real deals—where the risk of invocation is low and the SBLC is a formality required to close or activate a larger opportunity.
Issued from Accounts Held at Top Banks
All SBLCs facilitated by Financely are issued through accounts we or our LPs hold with credible, globally recognized institutions:
- Bank of China
- J.P. Morgan Chase
- Citi
- HSBC
In some cases, SBLCs are issued directly by our LPs or by regulated banks introduced through Financely. These are real instruments, issued via SWIFT (MT760), documented and enforceable under international banking rules.
We Structure SBLCs Under ISP98 or URDG
Every SBLC we help issue is compliant with one of two internationally recognized frameworks:
- ISP98 (International Standby Practices): Used primarily for standby LCs where legal precision and banking consistency are required. Common in the U.S. and cross-border trade.
- URDG 758 (Uniform Rules for Demand Guarantees): Often used for performance or bid guarantees in infrastructure and public-sector deals.
These frameworks ensure that the instrument is valid, enforceable, and recognized globally—giving your counterparty full confidence in its authenticity.
We Only Support Bankable Transactions
We do not issue SBLCs for speculation, flipping, or monetization gimmicks. We work with real companies executing real projects and transactions where the SBLC is required to fulfill contractual obligations or satisfy a client requirement.
Need an SBLC But Can’t Block the Full Amount?
We help structure SBLC-backed transactions using real accounts, real compliance, and a network of trusted LPs and lenders. If your deal is real, we’ll support it the right way.
Submit Your Deal Book a 1:1 CallGet Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
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Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
