How to Build a Fundable Deal File for Investors or Lenders in 2025
How to Build a Fundable Deal File for Investors or Lenders in 2025
Here's what serious investors and lenders need to see in your deal file before they even consider a term sheet.
You can have the best trade deal, real estate play, or infrastructure project in the world — and still get ignored if your deal file looks like it was thrown together in a Google Doc. Capital is competitive. Investors don’t owe you time. Lenders don’t chase vague promises. If you want the money, you need to be fundable.
This is your no-fluff checklist for what an investor or lender wants to see before they move. It's what we demand internally at Financely before distributing a deal. If you don’t have these in place, you’re not ready.
The Core of a Fundable Deal File
- Executive Summary (2 pages max): What is the deal? How much capital is needed? What’s the return?
- Deck or Briefing Note: 10–15 slides or pages that clearly explain the opportunity, strategy, team, and risk management
- Capital Structure: How much equity vs debt, and how is it being used? Include waterfall or seniority if relevant
- Financial Model: Forecasts, cash flow, IRR, DSCR, break-even, margin — whatever the investor needs to assess risk
- Supporting Contracts: Buyer agreements, supplier POs, offtake terms, LOIs, leases, EPCs, etc.
- Entity & Compliance Docs: SPV registration, mandate letters, KYC, AML, bank details, board approvals
What Most People Forget (And Why It Kills Their Deal)
- No repayment logic: How will lenders be paid back?
- No deal timeline: When does money go in, and when does it come out?
- No sponsor investment: Zero skin in the game? Zero chance of getting funded.
- No team bios: Investors need to know who’s executing. Even a junior team is fine — as long as it’s real.
What a Good Deal File Signals
You’re not guessing. You’ve done the work. Your contracts are real. Your team is ready. And you’re not afraid to disclose — because you’re not hiding anything.
That’s what moves money in 2025. A sharp, organized deal file shows you're serious, informed, and trustworthy. Sloppy files? They're red flags.
Financely’s Minimum Requirements for Distribution
Before we take on any deal to distribute through our lender or investor network, we expect:
- Deal Summary(1–2 pages)
- Clean model or financial logic(we can help refine it)
- Transaction documents(drafts are fine if structured)
- Entity and mandate authorization
- Timeline and amount being raised
If you don’t have these, we won’t waste your time — or our partners’.
Need Help Making Your Deal Fundable?
We help trade sponsors, developers, and project owners build credible, fundable deal files that attract lenders and investors. Submit your transaction or book a strategy call today.
Submit Your Deal Book a 1:1 CallBuilding a Fundable Deal File in 2025 — No Fluff, Just Structure
At Financely, we help clients go from unstructured opportunities to investor-grade capital raises — fast. A fundable deal file isn’t just paperwork. It’s proof that you understand your business, your risk, and what the market expects. If you’re ready to raise capital from real investors or lenders, make sure your file says you’re ready. We’ll help you build it — and get it funded.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
