Forfaiting Services: How Financely Helps Exporters Convert Receivables into Cash
Forfaiting Services: Convert Export Receivables into Cash
Forfaiting lets you sell that receivable, lock in the cash, and eliminate risk. Here’s how we help make it happen.
Forfaiting is one of the simplest, most powerful tools in trade finance — and yet it’s still underused by exporters and contractors working internationally. At Financely, we help clients forfait receivables issued by sovereigns, corporates, and institutions across Africa, LATAM, MENA, and Asia.
What Is Forfaiting?
Forfaiting is the process of selling a receivable or payment obligation (usually from an international buyer) to a financial institution in exchange for immediate cash — with no recourse. Once sold, the buyer assumes all collection risk.
How It Works
- You export goods or provide services under a contract
- Your buyer agrees to pay in 90, 180, or 360 days
- You don’t want to wait — so you forfait the receivable
- We structure the transaction and transfer it to a funding desk
- You get paid — the funder waits for the buyer
It’s fast. It’s clean. And when done properly, it's one of the lowest-risk ways to finance trade.
What Makes a Receivable Forfaitable?
- Buyer is creditworthy(sovereign, state agency, Tier 1 or 2 corporate)
- Terms are defined(fixed amount, maturity, no performance triggers)
- Receivable is confirmed by the buyer or backed by a promissory note
Who Uses Forfaiting?
- Exporters with long payment terms (e.g. 180–360 days)
- Contractors completing EPC or supply contracts with delayed payouts
- Traders who want to free up liquidity and rotate capital faster
- Deal originators who monetize deals while removing risk from their books
Why Financely?
- Real access to private credit desks and non-bank forfaiters
- Issuer-side structuring — we speak the language of credit committees
- Fast feedback: most deals are priced within 72 hours
Typical Terms
- Tenor: 90–360 days
- Advance rate: 85%–95%
- Pricing: 6%–12% annualized depending on buyer risk and duration
- Minimum size: USD 500K equivalent
Which Receivables We Accept
- Promissory notes
- Deferred payment letters of credit
- Assignment of invoice rights (with buyer acknowledgment)
- Sovereign-backed contracts
- PPP, infrastructure, and defense deals with verified terms
Want to Forfait a Deal?
Submit your contract, invoice, or promissory note and we’ll let you know if it qualifies. Fast response. Real pricing. Verified counterparties only.
Submit Your Deal Book a 1:1 CallBottom Line
If you’re sitting on receivables that pay in 6 or 12 months, you’re tying up capital. Forfaiting gets you paid now — and pushes the risk to someone else. At Financely, we help you do that with structure, speed, and access to buyers that actually close.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
