Payment is released to the beneficiary on compliant presentation. We draft fields line by line, align goods description and Incoterms with the contract, set presentation periods that match logistics, and nominate the advising and confirming banks where needed.

• When appropriate: seller requires certainty of payment and buyer prefers documentary control.
• Options: sight, usance, and use-pay at sight structures. Transferable and back-to-back forms for traders.
• Add-ons: confirmation for issuer or country risk, and discounting at sight for deferred terms.

On-demand support for payment or performance. We set precise drawing conditions, define default events, and coordinate issuer and beneficiary banks for fast authentication.

• Use cases: commercial performance, advance payment refund, capacity or lease obligations.
• Benefits: simple evidence to call, lower documentary friction than a full documentary credit.

On-demand guarantees for bid, performance, advance payment, and retention. We align the guarantee with the underlying contract and the governing law, and we pre-agree claim mechanics.

• When appropriate: projects and supply contracts with milestone obligations.
• Focus: clear claim windows, issuer rating, and local enforceability.

Banks handle documents and release them against payment or acceptance. Lower cost than a letter of credit and higher risk than a confirmed credit. We use this when counterparties are known and corridors are stable.

• Variations: documents against payment for immediate settlement, documents against acceptance for deferred settlement.

Advance against approved invoices with notice of assignment and controlled collection accounts. We set eligibility, concentration caps, aging limits, dilution tests, and audit rights.

• When appropriate: working capital against strong buyers or supply programs.
• Benefit: cash release without waiting for customer payment.

We arrange a non-recourse discount of bank-avalised bills of exchange, promissory notes, or receivables supported by letters of credit. The exporter receives immediate cash and removes the exposure from the balance sheet.

• When appropriate: medium tenor obligations with bank risk or sovereign risk.

Availability against eligible receivables and stock under collateral management. We set haircuts by commodity and location, inspection rights, and stop-fund triggers.

• When appropriate: commodity flows and manufacturing with predictable turnover and storage control.

Early payment to suppliers based on the buyer’s credit. We onboard suppliers, set approval flows, and align discount mechanics to the buyer’s payables cycle.

• Benefit: extends days payable outstanding for buyers and improves days sales outstanding for suppliers.

Short-term cover on receivables and tailored political risk policies. We structure policies to support bank discounting or to meet lender conditions precedent.

• Outcome: higher approval odds, better pricing, and clearer recovery paths.

Forward and option structures aligned to shipment dates and receivable maturities. We document the hedge within the file so that lenders see a coherent plan for currency exposure.

• Verifiable trade with signed purchase orders or sales contracts and a workable shipment or milestone plan.
• Directors and beneficial owners available for know-your-customer and sanctions screening.
• Willingness to assign proceeds, operate controlled accounts, and accept reasonable inspection and reporting standards.
• Transactions that comply with applicable law and sanctions. No paper trading and no crypto assets.

• Contract pack with Incoterms, technical specifications, and delivery timetable.
• Transport plan and insurance evidence, or storage plan with collateral management where relevant.
• Corporate documents, group structure, and beneficial ownership details.
• Twelve months of bank statements and recent financial statements.
• Any required draft wording for letters of credit, standby letters, or guarantees. We can draft when a template is not available.