Creative Financing for Real Estate Deals

What is Creative Financing?

When traditional financing options fall short, creative financing steps in to bridge the gap, enabling real estate transactions between $5M and $20M to move forward with minimal upfront capital.

Financely provides structured solutions for investors and developers, allowing them to leverage flexible financing strategies tailored to meet complex real estate requirements.



Creative financing refers to alternative funding mechanisms that go beyond conventional bank loans.

It involves strategic use of mezzanine debt, bridge capital, and structured equity to fill the gap in real estate transactions where standard financing options are insufficient or unavailable.

These tools provide the flexibility to acquire property with little to no money down, often crucial in competitive markets.

Popular Creative Financing Methods

• Bridge Financing: Bridge loans provide temporary funding for real estate deals, often used when waiting for long-term financing or when quick access to capital is required. This type of capital is perfect for acquisitions where time is of the essence, or traditional lenders are slow to respond.

• Mezzanine Debt: Mezzanine debt is a hybrid of debt and equity financing, typically used to fill the gap between senior debt and equity. It's often secured by a share in the property being purchased, offering lenders a return higher than senior debt without giving up full ownership. This structure is ideal for investors looking to minimize upfront costs while maintaining flexibility.

• Structured Equity: We provide structured equity solutions where the buyer requires capital participation without diluting equity or giving up control. This allows you to scale investments while preserving your equity position.

Why Choose Financely for Creative Financing?

• Tailored Solutions: We offer bespoke financing strategies based on your specific transaction needs.
• Proven Results: Our expertise in bridging financing gaps ensures that your project proceeds without delays.
• Minimal Upfront Costs: We specialize in facilitating transactions with minimal down payment through creative financing structures.

Our origination & underwriting fees for creative financing services start $68,500, plus 2% of the funds raised upon closing.

Ready to move forward? Request a proposal by submitting your project details, including property type, deal size, financing requirements, and timeline for closing.

Client Success Stories

Financely provided the exact creative financing solution we needed to close on a $12M multifamily property. Their ability to secure mezzanine debt filled the gap, allowing us to acquire the asset with minimal upfront capital. The process was efficient, and the team delivered as promised.

We were stuck on a commercial deal and couldn’t get the necessary funding. Financely stepped in with their creative financing options and helped us bridge the gap with ease. They structured the deal in a way that let us move forward with just a small down payment. Honestly, they made the whole process feel simple.

Financely’s expertise in structuring mezzanine debt and bridge capital was instrumental in closing our $20M commercial project. Their team provided a tailored solution that addressed our complex financing needs, allowing us to minimize our upfront investment. Their service was professional, precise, and delivered on time.