Financely: Helping Companies Raise Debt Funding for Commercial and Residential Real Estate

Financely is a digital platform that connects businesses with capital allocators, helping them to raise capital quickly and efficiently. We specialize in helping companies raise debt funding for commercial and residential real estate projects.

Debt Funding Solutions for Commercial Real Estate

There are a variety of debt funding solutions available for commercial real estate investors. Some of the most common options include:

• Traditional bank loans: Traditional bank loans are a good option for commercial real estate investors with good credit and strong financials. However, banks can be strict with their lending criteria, and it can be difficult to qualify for a large loan.
• Hard money loans: Hard money loans are a good option for commercial real estate investors who have difficulty qualifying for a traditional bank loan. Hard money lenders are typically private investors who are willing to lend to borrowers with less-than-perfect credit or who are investing in high-risk properties. However, hard money loans typically have higher interest rates and shorter terms than traditional bank loans.
• Commercial mortgage-backed securities (CMBS): CMBS are a type of asset-backed security that is backed by a pool of commercial mortgages. CMBS can be a good option for commercial real estate investors who are looking for long-term financing and who are comfortable with the risks associated with investing in securities.
• Mezzanine debt: Mezzanine debt is a type of financing that falls between senior debt and equity. Mezzanine debt is typically unsecured and has a higher interest rate than senior debt, but it also has a lower risk than equity. Mezzanine debt can be a good option for commercial real estate investors who need additional financing to complete a project.
• Bridge loans: Bridge loans are short-term loans that are used to finance temporary funding needs. Bridge loans can be a good option for commercial real estate investors who are waiting for long-term financing to close or who are renovating a property.

Debt Funding Solutions for Residential Real Estate

The most common type of debt financing for residential real estate is the conventional mortgage. Conventional mortgages are typically offered by banks and other financial institutions. To qualify for a conventional mortgage, borrowers must have a good credit score and a down payment of at least 3%.

How Financely Can Help

Financely can help companies raise debt funding for commercial and residential real estate projects by:

• Assessing the company's financial needs and developing a customized capital raising strategy.
• Connecting the company with the right capital allocators, including banks, hard money lenders, CMBS issuers, mezzanine debt providers, and bridge lenders.
• Providing support throughout the capital raising process, including assistance with preparing pitch decks, financial modeling, and investor outreach.

Financely is a valuable resource for companies that are looking to raise debt funding for commercial and residential real estate projects. We have a deep understanding of the debt funding market and a network of over 500 capital allocators.

We can help you to find the right financing partner for your needs and to navigate the complex capital raising process.

Contact Financely today to learn more about our services.